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If you talk about the yield, the yield on the loan portfolio has increased to 9.55% from previous quarter, that is 9.34% and the cost of borrowing has increased from 8.18% to 8.34% and if we talk about the spread, the spread has improved from 1.16% to 1.21%, so there is an increase of around 5% in the spread margin. The debt equity ratio has improved from 5.35% to 5.14%. So these are all about the income analysis.

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Redmi K20 has already received the MIUI 11 update, bringing in features like a modern UI, dynamic sound system, dynamic font system, MI Work app, Mi Go app, and much more. The Android 10 update should integrate all the new features that Google has implemented, but because MIUI is heavily skinned, some Android 10 features may be implemented in a different manner on Xiaomi phones than on phones running on stock Android. For the latest videos on gadgets and tech, subscribe to our YouTube channel.

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